Team Approach
As a client of Bank of Arizona, you will have access to a team of experts committed to world-class service. We leverage the talents of seasoned industry professionals who deliver valuable expertise and cutting edge solutions based on each client's specific goals. The integrated team approach helps to ensure effective wealth management as well as unbiased advice and counsel. Managing wealth requires a broad array of solutions. In addition to our team of experts, our products and services are as sophisticated as the needs of our affluent clients.

Investment Management Process
The investment management process focuses on preserving, enhancing and transferring wealth and meeting each client's unique financial goals. We are an open architecture entity which means that we utilize some of the best investment managers and strategies available anywhere.

Needs Analysis
First, we carefully listen to our clients and develop an understanding of each client's objective, risk tolerance, time horizon, tax situation, personal preference, etc.

Building Your Portfolio
Next, we develop a customized solution of asset classes which interact with one another to provide the best opportunities to meet your goals. These can include equities, fixed income and alternative investments and may be implemented using individual securities or via mutual funds.

Managing, Monitoring and Reporting
After the investment strategy is determined, we manage the portfolio and monitor the performance as well as the potential impact of changing markets and economies.

Alternative Investments
Alternative investments are designed for sophisticated investors who seek greater diversification and a wider range of return opportunities. These options include alternative investments from leading hedge fund, real estate and commodity managers. Some restrictions may apply.

Separately Managed Accounts
Managed accounts are individually managed portfolios based on your goals for asset growth, income principal protection and tax minimization. Professional investment advisors manage these accounts and are only selected after a rigorous due diligence process. This structure allows us to tap into some of the world's best money managers to create a total portfolio tailored to meet your goals.

Investment Due Diligence
Whether we use managed accounts, mutual funds, ETFs, fund of funds, limited partnerships, etc. you can rest assure that we have done our homework before we put it in your portfolio. At the Bank of Arizona we have investment professionals specifically designated to the selection and monitoring of the investments in your portfolio. Our due diligence process begins with the development of a "Best in Class" list of investment options. To derive our select list we screen databases from Morningstar and Zephyr, which have over 20,000 investment strategies, for specific return and risk characteristics. After we have a manageable list we perform quantitative and qualitative research to find the right strategy for our clients. Selection is only the first step. We earn our keep by closely monitoring the investment for performance, risk attributes and material changes that would warrant corrective action. All recommendations and findings from our due diligence efforts are brought before our Trust Investment Policy Committee for approval. Our commitment to open architecture and ongoing due diligence ensures your portfolio will have access to some of the best investment vehicles in the world.

Cavanal Hill Funds
The Cavanal Hill Funds are managed by the investment professionals at our affiliate, BOk Investment Advisers, Inc. Our experienced investment professionals strive to meet the challenges of the dynamic financial markets without sacrificing results or taking unnecessary risk. We believe our strong dedication to risk management distinguishes the Cavanal Hill Funds from many other mutual fund families. www.cavanalhillfunds.com

Brokerage
Using our full service broker/dealer, BOSC, Inc., ensures you'll receive priority service and executions. Financial Consultants deliver expert, objective guidance and have access to products and services designed to meet your most discriminating needs. Our Financial Consultants are among the most experienced and knowledgeable in the industry and average more than fifteen years of investment experience.